"I have worked with Stephanie Reed for approximately 3 years and have enjoyed each transaction that we have had."

     "The biggest reason for using Stephanie for any of my loan needs is that she will be upfront and honest with regard to my buyer and I believe that if Stephanie is unable to get my buyer approved, I would have a very hard time finding anyone that could do the loan without paying for it. I never worry about my closings and have never had a closing go bad with Stephanie. I feel like I can kick back and relax a while, knowing that the file is in good hands."

     - RALPH STONEHOCKER -

          "I have done several deals with Stephanie in the past couple of years."

          "They were all different for different kinds of clients. Most of the clients had less then stellar credit and hardly any money, she got it done. It does not matter who the client is, she always goes the extra mile for whoever she is working with. Stephanie makes everything clear to the client and makes any Realtors job very easy. You give her the offer and you know it will lose on time and you never have to worry about it."

     - RUSS KEITH -

         "I love working with Stephanie, she always answers phone calls, no matter what time it is."

          "I send all my pre-quals to her and have never had any problems with closing on time. By using her as my lender she saves my time and makes money. Her team is always extremely nice to my buyers. She has picked up repeat business." 

     - ELAINE MILLER -

          "Stephanie Reed has worked with many of our buyers as well as put together loan packages for Don and myself on our personal home and a rental unit."

        "Another example of our personal experience with her team is that Stephanie put together a financing package for our daughter and son-in-laws' new home, which allowed them to keep their first home for several months until they finished work on their second home and were ready to move in. We don't recommend to our children any lender that we do not have full confidence in."

          "Stephanie and her team are very throughout and make the financing process as quick and painless as possible. They have always made our clients feel as if they were the most important clients and provided them with professional service making them feel at ease. We will continue to use Stephanie's Team and American Home Mortgage in our Real Estate transactions and recommend that you give them a chance to prove themselves to you and your clients."

     - MARY GODWIN -

          "Working with Stephanie and her team has always been a pleasant experience. They have done what they say they'll do. For example: the two most important things they do are: Stephanie closes her own loans and is always in the office on time and a pleasure to work with."

       - MARK HANLEY -

          "I know we haven't closed on our loan yet, but I wanted to let you know how good of a job you have done for us. I am so thankful that we had a lender like you through our first home purchase. You have been so great and detailed through the entire process and never once through all of my questions have you shown any frustration. I know we've had our share of delays with the seller, which is nothing you had to do with, and still 4 months down the road you are always there and willing to answer any of my questions. I honestly coudn't have got through this process without having a lender that was so determined, positive, and patient with us and our situation. You definitely are one of a kind and care about helping out your clients in all aspects.  And when I say I talk you up, that's the truth because you deserve it. Thanks again!"

         "So far with Country Insurance, with that quote, it was $240 less a year!!!! Can you believe that!!! See what you did, once again trying to help in every way to save us money. You're a great lender and will continue to do business with you and referring people to you."

     - BRANDITA -

          "Thank you to you and your team for all your work in helping with the financing of our new home in Iowa."

          "Your experience, consistency, and integrity made for a pleasant and smooth process. It was reassuring that you always returned our calls on the same business day -- no matter what -- despite the 5 hour difference in time zones!   Your up-to-date knowledge of the recent changes in the loan application process was also extremely helpful in eliminating surprises. You were always looking out for us. We were very satisfied with the whole process and are enjoying our new home, too. Thanks to you and your team for helping make it happen. We will refer anyone we know to you!"

     - PAUL OLSON -

         "Stephanie Reed came highly recommended by our real estate agent, JoAnne Hesse."

        "In an initial meeting, Stephanie was clear and concise in explaining to us our options, and we were well prepared to enter into the process of buying a new home. Even after a major setback with the financing for the buyer of our previous home, Stephanie and her team were able to, in a single day, essentially do a week's worth of work to get us on the right track toward closing on our new home. Her efforts were relentless and led to us being able to move into our new home as we'd planned, taking a huge load of stress off of our shoulders. Thanks to Stephanie and her team for their hard work and dedication, we are now happy in our new home!"

     - JEFF CALDWELL -

          "I recently bought a home and used Stephanie and her team for my  mortgage lender. Everyone was helpful, well prepared, professional, and very knowledgeable. Being a first time home buyer I didn't know what to expect and had several questions. The team at Academy Mortgage were always available even on their off days. Stephanie's knowledge and commitment to meeting my needs surpassed my expectations. She made my first buying experience a pleasure and one that I will never forget! I would highly recommend Academy Mortgage to anyone who is looking for great service!"

     - HEATHER WILKENING -

          "We have used Stephanie and her team for mortgages on the last two houses that we purchased. We could not be more satisfied with the level of service and also the approach that they took in helping us."

          "Stephanie and the entire team went above and beyond meeting are normal expectations. The team is organized, efficient, and did a great job of communicating to us throughout the entire process. Just one example of the five star service Stephanie provided is that she even made herself available to us on her days off. That really showed us that she was committed to helping us through the process no matter what." 

          "We have heard that buying a new home can be a difficult and stressful process, but with Stephanie and her team we haven’t experienced any of that. We highly recommend Stephanie Reed for any of your mortgage or refinancing needs.

      - ERNIE AND NICOLE RAMERO

          "When my wife and I bought our first house, we used Stephanie and her team for our home loan. They made us feel very comfortable during the mortgage process. We were able to use a Veterans loan for our house. The process initially seemed to be very daunting, but, with the help of Stephanie and her team it turned out well. She helped us through the whole process and we where accepted without any issues."

          "Our family has grown in the past few years, along with the friendship we have with Stephanie. Two years ago, we came to the realization that we would have to find a larger house to fit our needs. Since we had such a good experience with Stephanie and her team, we used their services again throughout the mortgage process."

          "I would definitely recommend Stephanie to anyone that wants to get in a new home or refinance."

     - JASON AND KRISTIN HALL -

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